Mahila Samman Saving Scheme: Women will get Rs 32044 in 2 years with FD rate, know complete information related to this scheme.

Mahila Samman Saving Scheme

Mahila Samman Saving Scheme: Women will get Rs 32044 in 2 years with FD rate, know complete information related to this scheme.

Mahila Samman Saving Scheme: With the aim of providing an excellent return to women in a short period of time, the Government of India has launched Mahila Samman Savings Scheme. Mahila Samman Savings Certificate Scheme is a scheme run by the Post Office.

This scheme was started by the Government of India through the Department of Posts on 1 April 2023. The Central Government had announced the launch of this scheme in the financial year 2023-24 to provide financial security to the women and daughters of the country. Mahila Samman Savings Scheme is a small savings scheme. However, the age of a woman has not been fixed to avail the benefits of this scheme.

But if you are a minor, a guardian will be required to open the account. Under which women are provided excellent returns in a period of 2 years. Under this scheme, women are provided the facility to deposit a lump sum amount ranging from Rs 1000 to Rs 2 lakh.

On depositing a lump sum amount in Mahila Samman Savings Scheme, women get interest rates on the basis of 7.5 per annum. So, let us provide you complete information related to Mahila Samman Bachat Patra Yojana through this article.

You will get excellent returns on completion of maturity

Mahila Samman Bachat Yojana is a scheme designed to provide financial security to women. Under this scheme, after the account is opened by the woman, a lump sum amount ranging from Rs 1000 to Rs 2 lakh is deposited for a limited period.

Which provides an excellent return on completion of maturity after a period of 2 years. For example, if you deposit an amount of Rs 10,000, then on completion of maturity you will get Rs 11,602. Whereas if you deposit Rs 2,00,000, you will get Rs 2,32,044 after 2 years. Which is an excellent return of Rs 32,044.

Amount of Rs 1000 reached women’s account, check status like this

Can money be withdrawn midway if required?

  • After 1 year from the date of account opening, you can withdraw up to a maximum of 40% of your initial deposit.
  • In some unavoidable circumstances, mid-closure of the account is allowed, in such a situation also interest will be given at the rate of 7.5% only.
  • The account can be closed even after 6 months of opening the account. But if you do this without any reason, the interest will be only 5.5% instead of 7.5%.

Mahila Samman Saving Scheme

Women will get these facilities after opening an account

  • On depositing the amount within a limited period, you will get an excellent interest rate of 7.5 percent.
  • On completion of its maturity, the increased amount will be available at 7.5% interest rate.
  • Women can also open an account by depositing a minimum of Rs 1000.
  • Women of any age or caste group can avail the benefits of this financial security scheme.
Mahila Samman Saving Scheme

Eligibility for Mahila Samman Saving Scheme

  • All women or girls of India can apply for this scheme.
  • The applicant must be an Indian.
  • The minimum income of the woman’s family should be Rs 7 lakh.
  • However, the age of a woman has not been fixed to avail the benefits of this scheme. But if you are a minor, a guardian will be required to open the account.
  • Women of any religion, caste and class can apply for Mahila Samman Bachat Patra Yojana.

Mahila Samman Saving Scheme

Now girls will get Rs 50,000 directly in bank account, apply like this

To join the Mahila Samman Saving Scheme, initially, an account was opened in the post office. But the same government has now given permission to open accounts under Mahila Samman Yojana in Bank of Baroda, Bank of India, Canara Bank and Punjab National Bank. Interested women can go to these banks and open an account related to this scheme. This is one of the important schemes being run in the interest of women. Its benefits can be availed by applying for this scheme. We hope you liked our article a lot.

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