Pradhan Mantri Rojgar Yojana: Get loan of Rs 10 lakh only with Aadhar card, start your own business sitting at home
Pradhan Mantri Rojgar Yojana 2024: Under the Pradhan Mantri Rojgar Yojana 2024, the government is giving you an excellent opportunity to start your own business. The objective of this scheme is to make the unemployed youth of the country self-reliant and make them stand on their own feet. Under this scheme, the government provides loans up to Rs 10 lakh at low interest rates through banks, so that you can start your enterprise successfully. If you are unemployed and want to start your own business, then this scheme is a golden opportunity for you.
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Objective and benefits of Pradhan Mantri Rojgar Yojana
The main objective of Pradhan Mantri Rozgar Yojana 2024 is to provide employment to the youth and encourage them to set up their own enterprises. Through this scheme, the government gives loans to banks at low interest rates, so that you can start your business. Under this scheme, you can get a loan up to Rs 10 lakh, which can be repaid in 3 to 7 years. Along with this, you can also get the benefit of subsidy ranging from 10 percent to 20 percent.
Who can avail the benefits of Pradhan Mantri Rojgar Yojana?
There are some special conditions to avail the benefits of Pradhan Mantri Rozgar Yojana 2024. Special priority has been given in this scheme for women, Scheduled Castes (SC), Scheduled Tribes (ST) and Other Backward Classes (OBC). Under this, you have to ensure that the total expenses of your business do not exceed Rs 2 lakh.
Eligibility to apply for Pradhan Mantri Rojgar Yojana
There are some important criteria to apply for this scheme. The age of the applicant should be between 18 to 35 years. However, this age limit has been increased to 45 years for Scheduled Caste/Tribe and women. Moreover, in the seven north-eastern states of India this limit is up to 40 years.
Pradhan Mantri Rojgar Yojana
Additionally, the applicant must have passed at least the eighth grade and must be a permanent resident of a particular area for at least three years. The total annual income of the applicant’s family should not exceed Rs 40,000, and they should have a clean payment record in any nationalized financial institution.
Documents required for Pradhan Mantri Rojgar Yojana
Some important documents are required while applying for Pradhan Mantri Rozgar Yojana. These include Aadhaar card, EDP training letter, profile of proposed work, certificates of qualification and experience, school TC or SSC certificate, ration card to prove residence, and income certificate issued by MRO. If you want to avail the benefit of reservation, caste certificate will also have to be submitted.
Pradhan Mantri Rojgar Yojana application process
It is very easy to apply for Pradhan Mantri Rozgar Yojana. You have to visit the official website of this scheme and download the application form. After filling the form, it has to be submitted to the concerned bank along with all the required documents. After the bank reviews your application, they will contact you. After this you will be given training for 15 to 20 days, so that your business can be started successfully.
Pradhan Mantri Rojgar Yojana 2024 This is a great opportunity for those youth who want to start their own business. Through this scheme you can realize your dreams with the help of the government. If you are unemployed and want to become self-reliant, then this scheme is a golden opportunity for you. By taking advantage of this scheme, you can not only get employment for yourself, but can also contribute significantly to the country’s economy.
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